Unemployment rate

Unemployment rate is now over 10% again I thought the recession is over!! No folks that 10% I am telling you is so underestimated that I think that figure is more like 20%, Yes 20%. I said it many times U.S. unemployment will mirror those of the Europeans and there is nothing that can be done.
We will be looking at double digit unemployment for a long time and the government will have no choice but to implement just like the Europeans lengthy unemployment benefits. Why do you think the FED said they wont raise rates for now, they see the problems but the biggest problems is that the wheel of the economy is the banks and they are hoarding funds instead of leading it.
The FED should start it own consumer division and lend to small companies and individuals because the banks are hellbound on sending this economy in a deep end in the name of capitalism. Call it what you will but I want more over sight because it is the detriment of the economy if we don't.
Think about it one second we the consumer are paying up to 30% interest rates that the banks got at zero%, is that fair. We should stop the madness of these banks NOW !!!!!!!!

P.S. I can't believe banks were getting H1N1 vaccines when we have suffering people waiting in lines for shot, what the hell is happening to our humanity