Layoffs

so Citibank announced layoffs yesterday and today BAC starts their 30k layoff process, so if the banks are so much in a better state and the unemployment now down to 8.6% why are we having this news?? It is all garbage!!! Last week I read that the FED secretly loaned big banks the same banks that got 700 million TARP money over 7.7 TRILLION of funds at zero percentage after. Now just think about it the public almost over threw the politicians for passing the TARP giving 700 million but the FED loaned over 10 TIMES that amount after the distribution of TARP funds, AMAZING how no one thinks the FED doesn't run the state of the economy. The FED is the most powerful institution in the world and I will continue to say that. In the meantime I think banks will get smaller because their is just not enough risk out there for them to make super abnormal profits like once upon a time, why do you think they want to charge $5 a month for debit cards. It is obvious the banks are struggling to make money especially the investment banks just not enough to spread out these days..... If it is tough for the banks what about the rest of us!!!!